VCCDC Community Matters Newsletter – May 2020

EMPOWER PEOPLE. STRENGTHEN COMMUNITIES.

Our Vision: “To be regarded as the leader and trusted source in providing home ownership services for our community, where individuals and families are empowered to reach their highest potential, while placing our client’s best interest at the core of everything we do.”

Now, more than ever, VCCDC strives for this unifying vision. Even during these challenging times, homeownership is still considered to be a foundation for building financial stability. As we pivot to address the recent challenges in our communities, we will continue to empower and connect people through all our programs.

After conducting a recent survey, we found that some of our most affected neighbors are homeowners at risk of foreclosure and frustrated tenants who are struggling to pay rent with limited understanding of their options or fair housing laws. We have also noted that a fair number of senior homeowners have reached out to us, asking about their options with their current mortgages. As a result, we are renewing focus on foreclosure prevention counseling, tenant education and reverse mortgage counseling to address these critical issues.

During this unprecedented time in our lives, we need your help more than ever. Let’s bring hope back to our communities and empower our neighbors to build strength with just a little hand up from all of us. Will you help us with a donation today? Any amount helps! We appreciate all the love and support from our incredibly resilient community.

We are grateful to our generous partners who are committed to investing in our community during the COVID-19 pandemic. Thanks to their support we can ensure that VCCDC continues assisting individuals and families in our community to find a place to call home.

THANK YOU FOR BELIEVING IN OUR MISSION

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NEW DATE – AUGUST 29

After careful consideration, and in light of the ongoing COVID-19 developments, we are postponing our annual Homeownership fair to Saturday, August 29th. Rescheduling the fair will enable us to provide the experience that our attendees expect and deserve in a safe environment.

Join us for our 8th Annual Homeownership Fair: “A New Way Home” taking place on Saturday, August 29, 2020. This is the largest fair of its kind in Ventura County providing local families with valuable information about the benefits of homeownership and access to other resources ranging from small business assistance, banking, insurance, child care and other areas of need. Current homeowners can obtain information on refinance and home repair programs. Free admission, free lunch, giveaways and kids’ activities!!

Mark August 29th on your calendar and RSVP today!

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stay up to date with our latest news!

Now you can access VCCDC’s Homebuyer Workshop from the comfort of your home! Get access to the latest information on homebuying including credit, mortgages, real estate, insurance and how you can access up to $70,000 in down payment assistance!

Click on “Register” button or visit vccdc.org/events

Talleres Disponibles en español

Are you facing a financial setback and worried about falling behind on your mortgage? Are you facing foreclosure? Join us to learn more about the foreclosure prevention options you may have available with your lender. Presented by Gabriela Muñoz, HUD-CertifiedHomeownership Specialist. Would you like to meet one-on-one instead? Email us at ContactUs@vccdc.org for an appointment!

VCCDC is proud to announce Leilani Barnett as a new addition to its Board of Directors. Ms. Barnett joins VCCDC’s board with 23 years of experience in community development and her passion for using innovative, cross-sectoral approaches to help low- and moderate-income communities, offer a fresh perspective that aligns well with VCCDC’s mission.

VCCDC’s Reverse Mortgage counseling will help you make an independent, informed decision of whether a reverse mortgage will meet your specific needs. Schedule your Reverse Mortgage Counseling appointment today!

VCCDC is excited to introduce the Hope to Home Loan Program! Get up to $23,000 for the purchase of your own home in Ventura County! This program can be combined with our WISH and CalHome programs for a total of up to $70,000 in assistance!

VCCDC is proud to announce its partnership with Habitat for Humanity of Ventura County. With this partnership VCCDC looks forward to making an even larger collective impact in our community.

VCCDC is pleased to announce it has been awarded $3.3 million in funding through the CalHome Disaster Assistance Program. With this additional funding, VCCDC will provide up to $100,000 to eligible first time homebuyers.

We’re looking for volunteers to help plan our brand new event, Homes & Dreams, happening November 5, 2020! Here’s what you can help with:

For more information and to find out about our first virtual meeting, email Jill at jshaffer@vccdc.org!

Many of our neighbors are in need of resources during this difficult time. Check out the latest information on COVID-19 updates and resources by county. Share with those in need!

Our Mission:

“To strengthen and sustain vibrant communities by empowering and enabling low-to-moderate income individuals and families to build wealth through education and homeownership with a primary focus on serving low-to-moderate income clients”.

All loans subject to approval. Certain conditions & fees apply. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state, or local law or regulation. Rates, terms, fees, products, programs and equity requirements are subject to change without notice. For qualified borrowers only. Down payment assistance available for eligible first time homebuyers, not all applicants will qualify for all sources of down payment. This is not intended as a solicitation if you are currently working with another brokerage. VCCDC is a mortgage broker licensed with the California Dept. of Real Estate #01521885; NMLS #347041