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Ventura County Community Development Corp. Community Matters Newsletter – April 2025

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April 2025
Spring into homeownership – this is the season of renewal and growth and we’re pleased to share exciting updates and opportunities that support your path to homeownership. This month’s newsletter highlights important program changes, upcoming events, and valuable resources available to individuals and families throughout the communities we serve. Whether you’re just starting your journey or looking for support to take the next step, VCCDC is here to help guide and empower you every step of the way!

Journey to Homeownership
“What’s so wonderful about having a home that’s mine is that I have a place for my kids when they come home…Also, when I rented I could only have one dog and now I want three dogs and I’m going to have that. I’ll be here forever and I know that it’s my permanent address…”

After her divorce, Debbie faced the daunting challenge of moving back to California and buying a home. For nearly five years, she explored her options, but the state’s high cost of living eventually became overwhelming, and she put her dream on hold.

Watch the full video to hear her story!
Learn More

We’re Back In Person!

We’re thrilled to announce that the 13th Annual Ventura County Homeownership Conference is back in person! Registration is NOW OPEN, and we can’t wait to see you there on Saturday, June 28th, from 10 am to 2 pm at our location, 2231 Sturgis Road, Oxnard, CA! This year’s event will bring together experts, resources, and inspiring stories to help you take the next step toward homeownership
Learn More

Program Updates Are Here!
There’s great news for homebuyers, HUD income limits have increased, the WISH Program is back, and several local assistance programs have expanded! The Hope to Home – Oxnard Program now offers more support and Hope to Home -Bakersfield has raised its maximum purchase price. Plus, there are opportunities for moderate-income buyers through CalHFA and the Building Dreams Shared Equity Program.
Learn More

Reverse Mortgage Counseling

If you’re 62 or older, a reverse mortgage may offer access to your home’s equity without selling. VCCDC’s HUD-approved Homeownership Specialists can help you explore your options and determine if this is the right mortgage product for you. You’ll receive a certificate required to obtain a reverse mortgage, and right now, the $175 counseling fee is waived (limited time only). Sessions are available by phone, virtual, or in-person.
Learn More

Partner Spotlight

We extend our heartfelt gratitude to First Citizens Bank for their generous $100,000 contribution to VCCDC. Their support plays a vital role in helping us empower individuals and families to achieve financial stability and homeownership. Together, we are building brighter futures for our community.
Upcoming Classes
Homebuyer Education Workshop

Join our FREE HUD-approved Homebuyer Education Course and get the knowledge you need to make confident, informed home buying decisions! Classes held monthly in-person and/or online in English and Spanish.
Register
Unlocking Homebuying Assistance

Join us online on May 21st to discover how you can access thousands of dollars in down payment and closing cost assistance through VCCDC and take the first step toward achieving homeownership.
Register
Our Mission:

“To strengthen and sustain vibrant communities by empowering and enabling low-to-moderate income individuals and families to build wealth through education and homeownership with a primary focus on serving low-to-moderate income clients”.
VCCDC is a multi-county 501 (c)(3) nonprofit organization serving Central and Southern California. VCCDC is a Community Development Financial Institution (CDFI) as designated by the U.S. Department of the Treasury and a housing counseling agency approved by the U.S. Department of Housing and Urban Development (HUD). VCCDC is a mortgage broker licensed with the CA Dept. of Real Estate #01521885; NMLS #347041.

www.vccdc.org | 2231 Sturgis Road, Suite A, Oxnard, CA | 805-273-7800

Office Hours: Monday – Friday, 9am – 6pm (closed for lunch from 12:30pm – 1:30pm)
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As an Equal Housing Lender, we do business in accordance with Federal Fair Lending Laws. All loans are subject to credit approval and program guidelines. Certain conditions, restrictions, and fees may apply. This is not an offer to extend credit or a commitment to lend. Any loan offer is subject to the completion of a loan application and verification of the information provided.

This message is not intended for individuals who may be entitled to additional disclosures under RESPA, TILA, HOEPA, ECOA, or any other applicable federal, state, or local laws or regulations.

Loan terms, rates, products, and availability are subject to change without notice and may vary based on borrower eligibility. Programs and assistance, including down payment assistance, are available to qualified applicants and subject to income, property, and program guidelines. Not all applicants will qualify for all programs or amounts.

Additional eligibility criteria and documentation requirements may apply beyond what is included in this communication.

This is not intended as a solicitation if you are currently working with another lender or brokerage.
Ventura County Community Development Corporation | 2231 Sturgis Road Suite A | Oxnard, CA 93030 US