Ventura County Community Development Corp. Community Matters May 2021

Meet Crystal! About 3 years ago, Crystal and her father needed to refinance their home as their mortgage payments kept increasing due to their adjustable interest rate. Their hope was to refinance with a low fixed interest rate to lower their monthly mortgage payments. Crystal went to bank lenders to see if she would qualify for a refinance but nothing seemed to work for her. It was a worrisome time for Crystal and her dad and they thought they would lose their home as they continued to struggle to afford the monthly mortgage payments.

All this changed after a family member, a client of ours, encouraged Crystal to get help from VCCDC.

“VCCDC made the process stress-free and guided us throughout the entire process. I am so grateful we were able to refinance our home through VCCDC because we were able to keep our home, lower our monthly mortgage payments and obtain a fixed interest rate,” says Crystal.

Fast forward to August 2020, Crystal was hired by VCCDC as their Administrative Support Clerk and has recently been promoted to a new position as Service Delivery Coordinator. She assists clients with the range of services we have to offer to future and current homeowners, “I could never have imagined I would be a part of this amazing team and am so excited to now be on this side of VCCDC assisting people who were in the same place I was.”

If you find yourself in over your head with mortgage payments, VCCDC can assist with refinancing or learning about mortgage options through Home Preservation counseling. Reach out to us today!

We are grateful for our generous partners who are committed to investing in the communities we serve. Thanks to their support we can ensure that VCCDC continues assisting local individuals and families to find a place to call home.

Thank you to the following organizations for your contribution:

$50,000 contribution

$25,000 contribution

We are so proud to be marking our 20th year of transforming lives through homeownership. Many people and organizations have worked tirelessly over the years to build the VCCDC we know today. We will be featuring some of our key supporters to celebrate their contribution to VCCDC!

Rodney Fernandez

Rodney Fernandez championed the cause for affordable workforce housing in Ventura County for over 50 years.

Rodney founded VCCDC in 2001 as an independent 501(c)3 to fulfill his broad vision of strengthening and sustaining prosperous communities through homebuyer education, pre-purchase counseling, financial coaching, financing mortgage loans, and post-homeownership counseling services.

His leadership has proven that one person can make a lasting difference in the world.

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VCCDC’s popular Homeownership Fair is BACK and this year, we’ve reimagined it to become our first Conference ever! After such a successful virtual event last year, we are partnering with the award-winning Whova platform once again for an immersive and interactive experience for all participants.

Our goal is for every attendee to leave inspired and equipped to begin or continue their path toward homeownership. We want everyone in SoCal to know that owning their own home is within reach and it’s our mission to provide the best guidance and practical tools to achieve that dream.

On the day of the event, June 26th from 11am – 3pm, you’ll have live access to virtual exhibits, advice from industry experts, virtual workshops, networking with other hopeful homebuyers and current homeowners, giveaways and more directly from your cell phone, laptop, desktop or tablet!

Whether it’s a health-related event or a significant financial hardship, COVID-19 has affected us all. As our state continues to recover, we are committed to keeping families housed and recognize that California renters and landlords have enough to worry about. We want to make sure that past due rent isn’t one of them.

CA COVID-19 Rent Relief will help income-eligible households pay rent and utilities, both for past due and future payments.

Find out if you can qualify for this help by clicking one of the buttons below.

VCCDC’s Hope to Home – Bakersfield deferred loan program can make your dream of homeownership in the City of Bakersfield possible! Learn how you can get up to $23,000 in assistance towards the purchase of your own home by scheduling your phone consultation today!

Don’t you wish there was one place where you could get all the homebuying information you need before taking that first step towards the BIGGEST purchase of your life?! Good news – VCCDC is that one-stop-shop where you can get all the homebuying basics directly from experts in the industry!

There’s still time to register for tomorrow’s “How to Build Wealth When You Make Less than $100K” online workshop! Don’t miss out on this workshop filled with practical information to help you achieve your financial goals and reach financial security.

Our Mission:

“To strengthen and sustain vibrant communities by empowering and enabling low-to-moderate income individuals and families to build wealth through education and homeownership with a primary focus on serving low-to-moderate income clients”.

All loans subject to approval. Certain conditions & fees apply. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state, or local law or regulation. Rates, terms, fees, products, programs and equity requirements are subject to change without notice. For qualified borrowers only. Down payment assistance available for eligible first time homebuyers, not all applicants will qualify for all sources of down payment. This is not intended as a solicitation if you are currently working with another brokerage. VCCDC is a mortgage broker licensed with the California Dept. of Real Estate #01521885; NMLS #347041