Business, Cultural, Education, Family, Home, Local, News

Ventura County Community Development Corp. Community Matters Newsletter – September 2023

by  •  • Comments Off on Ventura County Community Development Corp. Community Matters Newsletter – September 2023

September 2023

Kern County Homeownership Conference

Saturday, September 9 l 10am – 2pm

DoubleTree Hotel, Bakersfield
We are only one week away from our Inaugural Kern County Homeownership Conference “A New Way Home” happening on Saturday, September 9th from 10am – 2pm at the DoubleTree Hotel in Bakersfield! VCCDC with presenting sponsors U.S. Bank and Wells Fargo and in collaboration with the City of Bakersfield and the Federal Reserve Bank of San Francisco invite renters across Kern County to learn about the programs and resources available to achieve homeownership.

The event kicks-off with our onsite Loan Center where conference attendees can get a free, personalized consultation with loan officers from VCCDC and our partner lenders. The no-obligation pre-qualification sessions can help potential borrowers determine their eligibility for first time homebuyer loans and programs.

Attendees will also have the opportunity to:

  • Access information about programs offering up to $109,000 in down-payment assistance
  • Attend workshops offering information on topics like credit and down payment assistance
  • Attend panel with information on the latest homebuying programs
  • Visit exhibitor booths from financial institutions offering various programs
  • Real-time networking with other homebuyers
  • Free expert advice from industry professionals
  • And more!

Free to attend and everyone is welcome! Registration is not required. RSVP and receive an extra ticket for our giveaways!

ASL interpretation available. Traducción al español estará disponible.
REGISTER NOW
3RD ANNUAL AWARDS CEREMONY

LEADING PEOPLE HOME

Many people and organizations have worked tirelessly over the years to build the VCCDC we know today and our Awards Ceremony – “Leading People Home” is a special occasion to honor five special leaders who were key supporters of VCCDC throughout its 22 year history.

On Thursday, October 12th we will honor Rodney Fernandez, who championed the cause for affordable workforce housing in Ventura County for over 50 years; Ernest Baskette, Jr., who made it his personal and professional mission to affect transformative repositioning of the economic status of families and the revitalization of the communities in which they reside; Michael McGuire, a man of great compassion for those in need who helped establish housing and rehabilitation facilities for the developmentally disabled, mentally ill, addicted, and for homeless families and who has left a special space in the community and hearts of many that will long be felt; Lynn Jacobs, for her legacy shaping the landscape through Ventura County Affordable Communities as well as CA’s Secretary of Business Consumer and Housing Agency under Governor Schwarzenegger’s administration and this year VCCDC is proud to present a new award honoring the late Carmen Ramirez for advocating solutions-based initiatives to provide affordable housing for low-to moderate income households, and championing social, health, and environmental programs to deliver a better quality of life for all. 

During the Awards Ceremony we will present the following five awards to four people and one organization who are making significant contributions to our community through their time, actions, talents and dedication:

  • Lynn L. Jacobs Award – Excellence in Lifetime Leadership presented to Rashi Kallur
  • Rodney Fernandez Founder’s Award – Excellence in Visionary Leadership presented to Bruce Stenslie
  • Michael McGuire Award – Excellence in Community Partnership presented to People’s Self-Help Housing
  • Ernest Baskette, Jr. Award – Excellence in Community Support presented to Jack Hinojosa
  • Carmen Ramirez – Excellence in Advocacy and Community Impact presented to Barbara Macri-Ortiz

Congratulations to VCCDC’s

3rd Annual Awards Recipients
Together with our friends and supporters, we will enjoy a beautiful evening at Spanish Hills Club in Camarillo with delicious food, heart-warming stories and inspirational award presentations. We hope to celebrate with you!
Learn More
SERVICES & PROGRAMS
HOMEBUYER ASSISTANCE PROGRAMS
From Here Forward Deferred Loan Program
Did your rent increased by 5% or more between January 2018 – December 2019 in Ventura County? You may be eligible to receive up to $100,000 in down payment assistance from the From Here Forward Deferred Loan Program! This program is available for low and moderate income families looking to purchase in Ventura County. Click below to schedule a free consultation!
Hope to Home Ventura County – NOW UP TO $38,000!
VCCDC’s forgivable homebuyer loan program, Hope to Home – Ventura County offers now offers up to $38,000 in assistance for homebuyers currently living in or interested in buying a home in an unincorporated or entitlement area of Ventura County. These funds can be combined with other programs and after 5 years this assistance is FORGIVABLE! Click below to schedule a free consultation!
Hope to Home Bakersfield – NOW UP TO $40,000!
Administered by VCCDC, the Hope to Home program in coordination with the City of Bakersfield assists families earning low- to moderate-income (up to 80% of the Area Median Income), with up to $40,000 in down payment assistance! When combined with VCCDC’s other programs, you can access up to $109,000 for the purchase of your own home! Click below to schedule a free consultation!
Schedule Free Consultation
Have you suffered a financial setback and are worried you may fall behind on your mortgage payments? Are you facing foreclosure? Our Homeownership Specialists can help you determine what options you may have available with your lender, explain the foreclosure process and provide you with additional informational resources. Our HUD-certified Homeownership Specialists will provide you with the information and guidance you will need to communicate with your lender and can also help you apply for the California Mortgage Relief Program. Click below and find the “Home Preservation” service.
SCHEDULE APPOINTMENT
CLASSES AND EVENTS
Be sure to follow us on our social media to
stay up to date with our latest news!
Facebook  Instagram  Youtube  Linkedin  Twitter

HOMEBUYER EDUCATION WORKSHOP

IN-PERSON & VIRTUAL SESSIONS AVAILABLE
Get the information you need to make the best home buying decisions! Attend our free HUD approved Homebuyer Education Course and get:

  • Up-to-date, easy to understand information on credit, mortgages, real estate and more
  • Guidance from industry experts
  • Access to information about Down Payment Assistance Programs & First-Time Homebuyer Loans
  • Welcoming setting, no-pressure, no sales – Be informed!
  • HUD-Approved Certificate – can help you access thousands of $$$ in Down Payment Assistance and/or First-Time Homebuyer loans
LEARN MORE
Donate to VCCDC
Our Mission:
“To strengthen and sustain vibrant communities by empowering and enabling low-to-moderate income individuals and families to build wealth through education and homeownership with a primary focus on serving low-to-moderate income clients”.
VCCDC
2231 Sturgis Road, Suite A
Oxnard, CA 93030
Monday – Friday
9:00am to 6:00pm
(closed for lunch 12:30pm -1:30pm)
Phone:(805) 273-7800
Fax: (805) 604-1359
All loans subject to approval. Certain conditions & fees apply. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state, or local law or regulation. Rates, terms, fees, products, programs and equity requirements are subject to change without notice. For qualified borrowers only. Down payment assistance available for eligible first time homebuyers, not all applicants will qualify for all sources of down payment. This is not intended as a solicitation if you are currently working with another brokerage. VCCDC is a mortgage broker licensed with the California Dept. of Real Estate #01521885; NMLS #347041
Ventura County Community Development Corporation | 2231 Sturgis Road, Suite A, Oxnard, CA 93030