VCCDC Community Matters Newsletter – November 2020

For 6 years, Karen Victoria and her daughter, Kiara, worked hard to fulfill the dream of homeownership. The vision of one day owning their own home kept them going. At the end of Kiara’s high school junior year, Karen promised her daughter that she would do her best to gift her keys to their own home as her high school graduation present. Fast forward a few years Karen tells her success story at VCCDC’s 8th Annual Homeownership Fair. Watch to learn about her homebuying story and the role VCCDC played in making it happen.

Congratulations Karen and Kiara, your hard work paid off!

We are grateful for our generous partners who are committed to investing in the communities we serve. Thanks to their support we can ensure that VCCDC continues assisting local individuals and families to find a place to call home.

VCCDC awarded $557,000 in grant funds from CDFI Fund

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VCCDC is pleased to announce it has been awarded $557,000 in grant funding from the U.S. Department of the Treasury Community Development Institutions Fund (CDFI Fund). VCCDC was one of 397 CDFIs awarded through the fiscal year 2020 round of the Community Development Financial Institutions Program (CDFI Program) and the Native American CDFI Assistance Program (NACA Program), designed to enable CDFIs to increase lending and investment activity in low-income and economically distressed communities across the nation.

VCCDC is pleased to announce the launch of its newest homebuying assistance program, the CalHome Disaster Recovery Deferred Loan Program for eligible low-to-moderate income households who were physically or economically displaced by the Thomas or Woolsey Fires.

California State Treasurer, Fiona Ma, stopped by the VCCDC Homeownership Center to talk about the challenges associated with affordable housing in Ventura County and VCCDC’s work to help with the challenges our communities face.

At VCCDC we are passionate about our mission of empowering families and individuals through homeownership and financial education. We’re hiring a Loan Transaction Assistant to join our team! Help us make a difference in our community!

Our “virtual” doors are open to serve you! Whether by phone or video conference our team is ready to assist you with your homeownership needs. You can book an appointments with our Mortgage Loan Specialists and Homeownership Specialists 24/7 through our online appointment booking page.

780 people attended our virtual Homeownership Fair this year! Didn’t get a chance to attend? Or do you want to watch the workshops again? Great news! Click below to view all of the workshops conducted at the fair including “The Power of Credit”, “Key to Homeownership – Down Payment Assistance Programs”, “Home Equity Line of Credit During COVID-19” and more!

Our Mission:

“To strengthen and sustain vibrant communities by empowering and enabling low-to-moderate income individuals and families to build wealth through education and homeownership with a primary focus on serving low-to-moderate income clients”.

All loans subject to approval. Certain conditions & fees apply. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state, or local law or regulation. Rates, terms, fees, products, programs and equity requirements are subject to change without notice. For qualified borrowers only. Down payment assistance available for eligible first time homebuyers, not all applicants will qualify for all sources of down payment. This is not intended as a solicitation if you are currently working with another brokerage. VCCDC is a mortgage broker licensed with the California Dept. of Real Estate #01521885; NMLS #347041