FROM HOPE TO HOME
stories from our clients
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“When I found out about this class i didn’t really know something like this existed. I thought you kinda just go about it on your own. “
What is the homebuying process like? What options are out there? What should you avoid? …. Like many potential homebuyers, Melissa, who is in the beginning stages of her homebuying journey, had questions! After doing some research she found VCCDC and learned about our Homebuyer Education workshop. She decided to give it a try and ended up learning about credit, budgeting, mortgage loans, the escrow process and many other important homebuying topics. Melissa, along with the rest of the attendees, listened and interacted with professionals with many years of experience in the homebuying field including HUD-certified Homeownership Specialists, Mortgage Loan Specialists, Realtors, Insurance Agents and other industry experts who share VCCDC’s mission of empowering our community through education and homeownership.
“It was really helpful to have all the information before I even start the process so that any questions that might come up, they can be answered by someone that I now trust and who’s knowledgeable about the information.”
After attending the workshop Melissa felt like she made the right decision to dedicate her Saturday to learning more about the homebuying process from experts in the industry. Like 96% of those who have attended our workshop, Melissa now feels better prepared to continue working towards her goal of owning a home.
“I feel like before even having to drop any money, I’ve made a good investment for my future.”
Homebuying can be an overwhelming process and most often one that families have to navigate without having much knowledge in the subject. Since incorporating in 2001, VCCDC has worked to change this. We have empowered more than 16,000 families by providing them with the tools, resources and education they need to become knowledgeable and successful homebuyers.
We want to continue to help build the path to homeownership and financial stability for families and individuals in our community through our education and financial coaching programs! VCCDC invites you to invest in the people whose dreams of homeownership help to create safe, strong and vibrant neighborhoods for all of us. Make a difference in your community with a tax-deductible donation to VCCDC!
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The work of VCCDC is made possible by organizations and charitable foundations who appreciate our work and want to see it continue. We are very grateful to our grantors for this generous funding. Their support is critical in helping us continue our mission of empowering families and individuals through education and homeownership.
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THANK YOU FOR YOUR CONTRIBUTION
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Marisol Arzola
Senior Loan Processor
For the past 11 years Marisol has been the “behind the scenes” expert directly supporting our Mortgage Loan division by handling a full spectrum of documentation, escrow coordination and other loan administrative functions. Through her work she ensures that the families who we serve are able to reach their goal of homeownership!
To give you a chance to get to know her a little, we asked her a few questions…
Q: What’s one of your favorite parts about working at VCCDC?
A: My favorite thing about working at VCCDC, is seeing the smiles of our clients, who thought they couldn’t purchase a home, become homeowners with the assistance of VCCDC staff and programs.
Q: What are 3 words you would use to describe VCCDC?
A: Awesome, Professional, Passionate.
Q: If you could meet anyone (alive or departed) who would you meet?
A: I would have loved to meet my paternal grandparents.
Q: What do you like to do in your free time?
A: I love spending time with my family, my husband and 9 month old baby girl!
Thank you for your 11 years of service Marisol!
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SAVE THE DATE – 8th Annual Homeownership Fair
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Join us for our 8th Annual Homeownership Fair: “A New Way Home” taking place on Saturday, June 6th, 2020. This is the largest fair of its kind in Ventura County providing local families with valuable information about the benefits of homeownership and other access to other resources ranging from small business assistance, banking, insurance, child care and other areas of need. Current homeowners can obtain information on refinance and home repair programs. Free admission, free lunch, giveaways and kids’ activities!! Bring the whole family!
Mark June 6th on your calendar and RSVP today!
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Be sure to follow us on our social media to
stay up to date with our latest news!
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Buying a home can be complicated…don’t do it alone! Let VCCDC guide you through the homeownership process with its HUD-approved Homebuyer Workshop. Get access to the latest information on homebuying including credit, mortgages, real estate, insurance and how you can access up to $20,000 in down payment assistance!
Use code VCCDC for free admission!
Upcoming Workshops
(Click on date to register)
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Even after you’ve purchased your home, VCCDC will help you stay informed on the latest homeowner topics with our HomeSmart Workshops! Join us for our next workshop on Property Taxes with guest speaker: Ventura County Assessor, Dan Goodwin.
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Take a Peek at our New Website!
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We are very excited to announce the launch of our newly designed website! Visit us at www.vccdc.org. Our new website is faster, easier to navigate, and more user-friendly!
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We are looking for a part-time Education & Outreach Coordinator to join our team! If you are a dynamic presenter with a love for making a difference in your community apply today!
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We had a full house for our first Homebuyer Education Workshop in Bakersfield! ? From credit to lending to realty, our attendees learned all about the home buying process! ? Missed this opportunity? Visit vccdc.org/events to look at our upcoming workshop dates in Bakersfield and reserve your spot.
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Thank you Telemundo &
United Way of Kern County
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Director of Lending Services, Alex Vega, joined by Mari Perez-Dowling, CEO of United Way of Kern County, was recently interviewed by Jose Gaspar of Telemundo! Thank you to Telemundo Valle Central and United Way of Kern County for the opportunity to tell the Bakersfield community and surrounding areas about our mission and how we work to empower families through financial education and homeownership. We look forward to serving the communities of Kern County!
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VCCDC Board Member Featured on the VC Star
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Ventura County Star Reporter Erin Rode wrote an informative piece on millenials and homebuying featuring a familiar face, Alex Gallardo, proud VCCDC Homeowner and newest VCCDC Board Member!
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Our Mission:
“To strengthen and sustain vibrant communities by empowering and enabling low-to-moderate income individuals and families to build wealth through education and homeownership with a primary focus on serving low-to-moderate income clients”.
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VCCDC
2231 Sturgis Road, Suite A
Oxnard, CA 93030
Monday – Friday
9:00am to 6:00pm
(closed for lunch 12:30pm -1:30pm)
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Phone:(805) 273-7800
Fax: (805) 604-1359
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All loans subject to approval. Certain conditions & fees apply. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state, or local law or regulation. Rates, terms, fees, products, programs and equity requirements are subject to change without notice. For qualified borrowers only. Down payment assistance available for eligible first time homebuyers, not all applicants will qualify for all sources of down payment. This is not intended as a solicitation if you are currently working with another brokerage. VCCDC is a mortgage broker licensed with the California Dept. of Real Estate #01521885; NMLS #347041
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