VCCDC is a multi-county nonprofit organization with a mission of empowering families and individuals through financial education and homeownership. VCCDC is a Community Development Financial Institution (CDFI) as designated by the U.S. Department of the Treasury and a housing counseling agency approved by the U.S. Department of Housing and Urban Development (HUD). VCCDC is a mortgage broker licensed with the California Dept. of Real Estate: Broker #01521885; NMLS #347041. As an Equal Housing Lender, we do business in accordance with Federal Fair Lending Laws.