VCCDC Community Matters Newsletter – March 2021

VCCDC is celebrating the success of its first From Here Forward program recipient! Last month, Mia Martinez, a long-time Ventura County resident, closed on her first home with the help of $100,000 in down payment assistance from VCCDC. The From Here Forward Program is made possible with CalHome home buying assistance funds from the State of California and it provides gap funding for homebuyers who were physically or economically displaced by the Thomas or Woolsey Fires in Ventura County. Like many Ventura County residents, after the Thomas and Woolsey Fires, Mia’s rent went through the roof with 10% increases every year as housing supply shortages were exacerbated in Ventura County and landlords raised rents. With over 50% of her income going towards her rent, she had no other choice but to move in with family into a 10×10 bedroom for her and her granddaughter. Read more about Mia’s story and watch an orientation about the From Here Forward Program to learn how this program can help you buy a home!

We are grateful for our generous partners who are committed to investing in the communities we serve. Thanks to their support we can ensure that VCCDC continues assisting local individuals and families to find a place to call home.

Thank you to the following organizations for your contribution

$50,000 contribution

$10,000 contribution

$5,000 contribution

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VCCDC’s newest program can help you buy a home! The From Here Forward is made possible with CalHome home buying assistance funds from the state of California and it provides gap funding for homebuyers who were physically or economically displaced by the Thomas or Woolsey Fires. Watch the online orientation to learn more about our program!

VCCDC’s Hope to Home – Bakersfield deferred loan program can make your dream of homeownership in the City of Bakersfield possible! Learn how you can get up to $23,000 in assistance towards the purchase of your own home at our upcoming online orientation on March 17 at 6pm in English and 7pm in Spanish.

Don’t you wish there was one place where you could get all the homebuying information you need before taking that first step towards the BIGGEST purchase of your life?! Good news – VCCDC is that one-stop-shop where you can get all the homebuying basics directly from experts in the industry!

If you are a tenant or a landlord, this is a workshop you won’t want to miss! Learn about rights and responsibilities when it comes to fair housing. Plus learn about new COVID-19 laws and regulations related to housing. With guest speaker from the California Department of Fair Employment and Housing.

Mark your calendars and get ready for some virtual fun at the 9th Annual Homeownership Conference! This one-of-a-kind event will bring homeownership to your fingertips. You won’t want to miss the resources, education, networking, prizes and more!

Our Mission:

“To strengthen and sustain vibrant communities by empowering and enabling low-to-moderate income individuals and families to build wealth through education and homeownership with a primary focus on serving low-to-moderate income clients”.

All loans subject to approval. Certain conditions & fees apply. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state, or local law or regulation. Rates, terms, fees, products, programs and equity requirements are subject to change without notice. For qualified borrowers only. Down payment assistance available for eligible first time homebuyers, not all applicants will qualify for all sources of down payment. This is not intended as a solicitation if you are currently working with another brokerage. VCCDC is a mortgage broker licensed with the California Dept. of Real Estate #01521885; NMLS #347041