April is Fair Housing Month and this year is the 54th anniversary of the Fair Housing Act, the landmark civil rights law signed by President Lyndon B. Johnson on April 11,1968, that made discrimination in housing transactions unlawful.?The Fair Housing Act prohibits discrimination in housing due to race, color, national origin, religion, sex (including gender identity and sexual orientation), disability, and familial status. Click the link below to learn more about the Fair Housing Act, and read our newsletter for more information on our workshops being held this month in English and Spanish.
|
|
We are grateful for our generous partners who are committed to investing in the communities we serve. Thanks to their support we can ensure that VCCDC continues assisting local individuals and families to find a place to call home.
|
|
VCCDC is pleased to announce Citibank as Presenting Sponsor of our 10th Annual Homeownership Conference to be held on Saturday, June 25th, 2022. The annual conference has grown from being our region’s largest homeownership event to a can’t-miss virtual conference for hundreds of
homebuyers and homeowners across
Central and Southern California. Our goal is to provide the information, tools, and resources necessary for low- and moderate- income individuals and families to begin or continue their path toward affordable homeownership and we appreciate Citibank’s commitment to helping us reach that goal.
|
|
VCCDC WELCOMES MARTIN P. SANCHEZ
TO ITS ADVISORY BOARD
|
|
“I have worked with VCCDC over the past 9 years and I am consistently impressed with their professionalism and passion for helping their clients become homeowners and remain homeowners. I am thrilled to be the newest member of VCCDC’s Advisory Board and being part of a stellar organization”.
– Martin Sanchez
|
We are pleased to welcome Martin P. Sanchez to VCCDC’s Advisory Board! Martin is Vice President, West Region Market Leader, Mortgage Outreach for Wells Fargo. In this role, he and the Mortgage Outreach Team operates as the link between the company, stakeholders, and the communities it serves within the Home Lending group. Before joining Wells Fargo, Martin was Senior Financial Analyst at IndyMac Bank, supporting Secondary Marketing & Correspondent Lending, and Homeownership Advisor at JPMorgan Chase, working with customers to provide home retention options.
Martin joins a diverse group of dedicated advisory board members who are responsible for advising VCCDC on challenges and opportunities and sharing their knowledge on issues affecting the communities that we serve. Welcome aboard, Martin!
|
|
Ventura County Community Development Corporation’s Homeownership Conference has grown from being our region’s largest homeownership event to a can’t-miss virtual conference for homebuyers and homeowners across Central and Southern California. We are thrilled to bring you our 10th Annual Homeownership Conference: “A New Way Home”!
Attendees will enjoy workshops (a few available in Spanish) on relevant topics for homebuyers and homeowners; network with industry experts; learn about programs offering more than $100,000 in down payment or closing costs assistance, and participate in fun games with opportunities to win up to $200 in gift cards. New for 2022 is our Virtual Loan Center which will provide conference attendees who are interested borrowers the opportunity to be pre-qualified on the day of event!
|
|
HOMEBUYING ASSISTANCE PROGRAMS UPDATE
|
|
From Here Forward Program: Made possible with funds from the California Department of Housing and Community Development (HCD), the From Here Forward Deferred Loan Program, offers up to $100,000 in home buying assistance for low-to moderate-income borrowers who were physically or economically displaced by the Thomas Fire or Woolsey Fire in Ventura County. Were you temporarily unemployed due to the fires? Was the property your resided in damaged by the fires? Did your experience an increase in rent after the fires? If so, you may qualify. Click below to schedule a free consultation!
WISH Update: The Workforce Initiative Subsidy for Homeownership (WISH) matching grant program from the Federal Home Loan Bank of San Francisco is now available! The WISH program offers eligible low- to moderate-income households 4-to-1 matching grants of up to $22,000 that can be applied towards down payment and closing costs for the purchase of a home. WISH grants help working families and individuals move from renting to owning and can complement or supplement many local, state, and federal homeownership programs and initiatives. Funds cannot be reserved and they exhaust quickly so contact us today!
HUD Income Limits: The federal income limits for 2022 have been released by HUD. We are happy to report that there has been an increase to the income limits allowing for more families to potentially qualify! In 2021, the income limit for a family of 4 in Ventura County was $89,700, in 2022 it has increased to $100,350. The income limits vary by household size and county. If you’re interested in finding out if you qualify schedule a free phone consultation today!
For more information on these and other programs visit www.vccdc.org/lendingor schedule a free phone consultation:
|
|
CA COVID-19 RENTAL RELIEF PROGRAM
|
|
If you’ve received a denial notice from the CA COVID-19 Rent Relief program, you have 30 days to submit an appeal. You can contact Housing is Key at 833-687-0967. Need local assistance? VCCDC can help! Please contact us at 805-273-7800 or ContactUs@vccdc.org. Hablamos español!
|
|
Be sure to follow us on our social media to
stay up to date with our latest news!
|
|
Get the information you need to make the best home buying decisions! Learn about credit, budgeting, mortgage loans, homebuying assistance programs, the escrow process, home insurance, and more directly from experts in the field!
|
|
If you’re renting you may have questions about your rights. If you’re a landlord you’ll want to ensure you are following the law. Join us on Thursday, April 28th at 6pm to learn about tenant and landlord rights and responsibilities when it comes to fair housing. Get information on state, federal and local laws plus learn about rent increases, repairs, evictions, security deposits, modifications and accommodations and more!
|
|
|
Tener puntajes de crédito bajos puede tener un gran impacto en tu vida, desde no calificar para una hipoteca o un préstamo de automóvil hasta pagar tasas de interés y tarifas más altas. La buena noticia es que hay pasos que puedes seguir para mejorar tu credito! Acompaña a los expertos en crédito de VCCDC!
|
|
Our Mission:
“To strengthen and sustain vibrant communities by empowering and enabling low-to-moderate income individuals and families to build wealth through education and homeownership with a primary focus on serving low-to-moderate income clients”.
|
|
 |
VCCDC
2231 Sturgis Road, Suite A
Oxnard, CA 93030
Monday – Friday
9:00am to 6:00pm
(closed for lunch 12:30pm -1:30pm)
|
|
|
|
Phone:(805) 273-7800
Fax: (805) 604-1359
|
|
|
|
All loans subject to approval. Certain conditions & fees apply. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state, or local law or regulation. Rates, terms, fees, products, programs and equity requirements are subject to change without notice. For qualified borrowers only. Down payment assistance available for eligible first time homebuyers, not all applicants will qualify for all sources of down payment. This is not intended as a solicitation if you are currently working with another brokerage. VCCDC is a mortgage broker licensed with the California Dept. of Real Estate #01521885; NMLS #347041
|
|
|
|
|
|
|
?
?
?
?
?
