
SAN LUIS OBISPO COUNTY — On Saturday, November 7, a group of 14 owner-builders raised the walls on their new homes, built through the People’s Self-Help Housing (PSHH) mutual self-help program.?
This development, named Mission Gardens II, is located in central San Miguel on an adjacent lot to the 39 homes built through the same self-help program in 2018. PSHH homeownership and construction team members work alongside the owner-builders to guide them throughout the process. Contributing 32+ hours of labor per week per household over a 12 to 16 month period, the group will be investing over 1,600 hours of work at the construction site under professional supervision. This effort, known as “sweat equity,” is used in lieu of a down payment. With the additional help of a USDA-subsidized mortgage making the homes even more affordable, this is a cost-effective on-ramp to homeownership.











