VCCDC’s Virtual Loan Center gives you the opportunity to obtain a free no-obligation pre-qualification session with VCCDC or one of our partner loan experts. You can walk away one step closer to purchasing your home by being ready to go when that perfect house comes along or find out what you need to do to prepare to be mortgage ready in the future.
1. FREE workshops for homebuyers and homeowners
2. Access up to $100,000 in down payment assistance
3. Network with loan officers, financial coaches and other industry experts
Meet Will Jones and his son. Will was born in Detroit and moved to California when he was 16 years old with little to his name. As an adult, he worked hard for the things he wanted but living in California quickly made him realize that owning a home would be very expensive. He made a promise to his son that one day, they would afford a home to call their own. As a single father working long hours over multiple jobs, saving was almost impossible. Their living situation was less than ideal, staying on friend’s couches. Then, he met his Realtor, Cynthia. She took Will under her wing and guided him through the homebuying process, connecting him with Alex at VCCDC. VCCDC helped Will access as much financial assistance as possible for Will’s down payment and closing costs, removing a lot of the burden he felt to come up with such a large sum of money.
“Having an affordable home for my children and I has been the biggest blessing I could ever have received. VCCDC made it possible for me to make owning a home a reality.”
We’re excited to announce California State Treasurer, Fiona Ma, as our Keynote Speaker at this year’s Homeownership Conference! Ma has had a renowned career in public service, having been involved with many initiatives and committees in California’s government. She was elected on November 6, 2018 with more votes (7,825,587) than any other candidate for treasurer in the state’s history. She is the first woman of color and the first woman Certified Public Accountant (CPA) elected to the position.
VCCDC is celebrating the success of its first From Here Forward program recipient! Last month, Mia Martinez, a long-time Ventura County resident, closed on her first home with the help of $100,000 in down payment assistance from VCCDC. The From Here Forward Program is made possible with CalHome home buying assistance funds from the State of California and it provides gap funding for homebuyers who were physically or economically displaced by the Thomas or Woolsey Fires in Ventura County. Like many Ventura County residents, after the Thomas and Woolsey Fires, Mia’s rent went through the roof with 10% increases every year as housing supply shortages were exacerbated in Ventura County and landlords raised rents. With over 50% of her income going towards her rent, she had no other choice but to move in with family into a 10×10 bedroom for her and her granddaughter. Read more about Mia’s story and watch an orientation about the From Here Forward Program to learn how this program can help you buy a home!
Now, more than ever, VCCDC strives for this unifying vision. Even during these challenging times, homeownership is still considered to be a foundation for building financial stability. As we pivot to address the recent challenges in our communities, we will continue to empower and connect people through all our programs.
After conducting a recent survey, we found that some of our most affected neighbors are homeowners at risk of foreclosure and frustrated tenants who are struggling to pay rent with limited understanding of their options or fair housing laws. We have also noted that a fair number of senior homeowners have reached out to us, asking about their options with their current mortgages. As a result, we are renewing focus on foreclosure prevention counseling, tenant education and reverse mortgage counseling to address these critical issues.
From Renter to Homeowner stories from our clients We’re excited to celebrate another happy homebuyer this month – Maria! Maria and her family of 4 had been renting for 10 years until she found VCCDC. Three years ago, Maria decided…
Open New Doors this Saturday! Join us for VCCDC’s 7th Annual Homeownership Fair: “Opening New Doors”! Saturday, June 1st, 2019 from 11am to 3pm at 2231 Sturgis Road in Oxnard! This unique community-based event will provide local families with valuable…
Join Us! Discover the range of ways to get involved in our 7th Annual Homeownership Fair, June 1, 2019 Here at VCCDC, we believe that home is the cornerstone of any individual and family’s economic, environmental and social well-being. It’s…
Greetings! Happy New Year to you and your loved ones! For 18 years, VCCDC has operated with the belief that a home is the cornerstone of any individual and family’s economic, environmental and social well-being. This year, we promise to…
Upcoming Workshops Take advantage of VCCDC’s FREE upcoming workshops ranging from Estate Planning to Homebuyer Education! HOLIDAY FREEBIE: We are waiving the $25 fee for our Homebuyer Education Workshop for December! Use code JOLLY18 when registering. REGISTER NOW The Ultimate Guide to Estate Planning…
September 2017 From House to Home Client Highlight For Aimee Shapiro her new home is more than just a place it’s the feeling of freedom, independence and peace. Homeownership wasn’t something that Aimee, a single mother of two boys, thought…
VENTURA COUNTY — “I sat on the bench, waiting for the bus to arrive, eating my cold lunch. ‘What am I doing?’ I asked myself. I didn’t know if this was going to work. ‘Am I wasting my time?’” This was…
VENTURA COUNTY — The Ventura County Community Development Corporation (VCCDC) was recently awarded a $35,000 grant by Wells Fargo to support its Mi Casa Mi Hogar (My House My Home) Program which is designed to assist a highly vulnerable population – women…
An accomplished local activist, Rodney Fernandez made it his life’s work to achieve the impossible. The Ventura County Community Development Corporation (VCCDC) was founded by Rodney as a way to bring together private financing and public funding to bring homeownership…
VENTURA – Most of us have seen those “For Sale By Owner” signs on the lawns of homes around our neighborhood but what does a “For Sale By Owner” really consist of and is it something that all home sellers should…
VENTURA COUNTY — La mayoría de nosotros hemos visto los letreros que dicen “For Sale By Owner” o “Venta por el Propietario” enfrente de algunas casas en nuestro vecindario, pero en que consiste una “Venta por el Propietario” y es…
