CAMARILLO — CSU Channel Islands (CSUCI) will begin accepting applications for its Fall 2025 semester beginning Oct. 1, 2024. The priority application period closes on Dec. 2 and Associate Vice President for Enrollment Management Toni DeBoni recommends students submit applications early.…
IN-PERSON EVENT: FEDERAL FUNDING – SMALL BUSINESS INNOVATION RESEARCH (SBIR) & TECH TRANSFER (STTR)
October 1 @ 9:00 am
Join the Golden State APEX Accelerator and the Economic Development Collaborative for an exclusive in-person event focused on securing federal funding through the SBIR and STTR programs. Learn a clear overview of the programs available to you, how to identify potential topics/ funding sources and what to know about the application process. This interactive workshop equips new and experienced participants with the tools they need to succeed in SBIR/STTR programs. Location: 4001 Mission Oaks Blvd, Board Room, Camarillo, CA 93015.
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“We’re so thankful to our community for stepping up for local educators,” said Brianna Johnson, a realtor for Village Properties and supplies drive committee co-chair. “These funds will help us continue our mission of supporting Santa Barbara teachers with much needed educational items to help students thrive.”
was driving with my husband and three beautiful daughters when I found out, and I yelled and started dancing around in the car,” Smith, 44, said. “Then, honestly, I started to cry. Because it’s so hard to go back to school later in life, when some of your friends are talking about retiring.”
“We’re having a hard time providing the quality care our patients deserve as more staff leave. We don’t take the decision to strike lightly, but we’ve reached our breaking point and are urging Adventist executives to address understaffing and working conditions in their hospitals now,” said Jennifer Mendoza, a pathology assistant at Sierra Vista Regional Medical Center. “We’re hoping that Adventist executives will bargain with us in good faith to reach an agreement, so we can provide the best care possible for our community.”
The California Labor Market Information Division has released its August 2024 report, showing a slight uptick to the unemployment rate, from 5.0% in July to 5.2% in August. We’re currently up from a low 3.6% just a few months back in May, and also up from one year ago, in August 2023, at 4.8%.
While a rise in the unemployment rate in the summer months is routine, we are seeing a real and troublesome increase in the number of unemployed workers (that is, residents looking for work but either not finding it or not choosing to take it). At 21,600 unemployed workers, that’s the highest number we’ve had since 2021, back when we were still in the throes of COVID.
IN-PERSON EVENT: BUILDING A STRONG BUSINESS FOUNDATION
September 26 @ 6:00 pm
Join the City of Port Hueneme and EDC Small Business Development Center Advisors Luisa Arzate & Miguel Alfaro! Learn how to establish a business in Port Hueneme, create a powerful brand identity by defining your mission, vision and values, craft a cohesive visual and verbal identity and so much more! Location: City Hall Council Chambers, 250 N Ventura Rd, Port Hueneme, CA 93041.
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The Economic Development Collaborative would like to recognize National Hispanic Heritage Month. Each year, Americans observe National Hispanic Heritage Month from September 15 to October 15 by celebrating the histories, cultures and contributions of American citizens whose ancestors came from Spain, Mexico, the Caribbean and Central and South America.
OXNARD — Abiel Acosta, the founder and president of Acosta Wealth Management, recently received the prestigious Certified Plan Fiduciary Advisor® credential from the National Association of Plan Advisors (NAPA).
IN-PERSON EVENT: BUILDING A STRONG BUSINESS FOUNDATION
September 26 @ 6:00 pm
Join the City of Port Hueneme and EDC Small Business Development Center Advisors Luisa Arzate & Miguel Alfaro! Learn how to establish a business in Port Hueneme, create a powerful brand identity by defining your mission, vision and values, craft a cohesive visual and verbal identity and so much more! Location: City Hall Council Chambers, 250 N Ventura Rd, Port Hueneme, CA 93041.
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The proclamation, introduced by 3rd District Supervisor Joan Hartmann and co-sponsored by 2nd District Supervisor Laura Capps, acknowledges the critical issue of diaper need – the inability to afford enough clean diapers. It highlights the adverse impact this has on the health and well-being of children and families. National surveys conducted by the National Diaper Bank Network (NDBN) indicate that nearly one in two families struggle with diaper need, with many parents being forced to skip meals or delay changing diapers to extend their supply.
VENTURA COUNTY — Rebozo Festival Inc. is pleased to announce that awards of up to $30,000 will be granted to qualified non-profit organizations that focus on cultural, social and/or education needs of the Ventura County community. The application process will open Sept. 2 and will close Sept. 30, 2024 at 5 p.m.
DISASTER DECLARATION FOR SMALL BUSINESSES ECONOMICALLY IMPACTED BY THE JULY LAKE FIRE
The U.S. Small Business Administration (SBA) declared a disaster on September 4 for damages to businesses resulting from the Lake Fire, which occurred from July 5 – August 4, 2024. This is an opportunity for business owners to apply for working capital for those who were economically impacted by the Lake Fire. The deadline to apply for economic injury is June 6, 2025.
Counties Impacted by the Disaster Declaration
SBA assistance is available in Santa Barbara, Ventura, Kern and San Luis Obispo counties.
SACRAMENTO — Francisco Sánchez Jr., associate administrator for the Office of Disaster Recovery and Resilience at the Small Business Administration, (on Sept. 11) reminded California small businesses of the Oct. 10, 2024, deadline to apply for an SBA federal disaster loan for economic injury caused by the December 2023 Storm and Flooding in Ventura County that occurred Dec. 21-23, 2023.
According to Sánchez, small nonfarm businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size may apply for Economic Injury Disaster Loans of up to $2 million to help meet working capital needs caused by the disaster. “Economic Injury Disaster Loans may be used to pay fixed debts, payroll, accounts payable and other bills that cannot be paid because of the disaster’s impact. Economic injury assistance is available regardless of whether the applicant suffered any property damage,” Sánchez said.
Help low-income families and individuals improve their financial stability. Consider joining our Volunteer Income Tax Assistance (VITA) team of tax preparers and interviewers for the 2024 Tax Year. Volunteers prepare federal and state tax returns at no cost, assisting clients access the tax credits to which they are eligible. Services will be provided at multiple sites across Ventura County offering the opportunity to volunteer during the day, in the evening, or on Saturday. Volunteers are asked to commit four hours per week during the VITA tax season, February 1st – April 30th. Volunteers work in teams led by an experienced tax preparer. Virtual preparation of taxes is also available.
SCORE: BUSINESS FORMATION UNCOVERED: NAVIGATING BUSINESS STRUCTURES
September 10 @ 10:30 am
This business formation webinar is tailored to help entrepreneurs and business owners thoroughly understand the advantages and disadvantages of each entity type (sole proprietor, LLC, s-corp.) from legal separate entities, tax reporting structures, non-tax paying entities, liabilities, asset protection and more.
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CAMARILLO — CSU Channel Islands (CSUCI) is one of the most affordable universities in the West according to Washington Monthly’s 2024 annual College Guide.
CSUCI ranked 24th out of 201 colleges and universities in the western region on the “Best Bang for Your Buck” list, climbing two rungs from its 2023 ranking. Each year, the Washington Monthly creates a region-by-region ranking of public, private nonprofit, and for-profit colleges in its “Best Bang for your Buck” category, based on how well an institution helps students attain marketable degrees at affordable prices.
“I am proud of how CSUCI opens doors to higher education for individuals who may not have previously considered higher education. A degree not only transforms their lives but also uplifts their families and contributes to greater social mobility,” said President Richard Yao. “This recognition reflects our commitment to empowering students and enhancing communities through education.”
SANTA BARBARA — Arlington Financial Advisors has named an trust professional, Frank Tabar, to guide Strategic Business Development for the Santa Barbara-based firm.
Before joining Arlington in May, Tabar spent 12 years as a Senior vice president technology officer with the Farmers & Merchants Trust Company of Long Beach; the last seven of those years he was also a senior vice president trust manager with the Farmers and Merchants Trust Company, Santa Barbara Branch. He spent two years with Bank of the West as vice president and strategic project and trust operations manager, and 15 years at Santa Barbara Bank & Trust in a variety of roles including trust client management, trust operations and compliance.
OXNARD — Oxnard College has received a $50,000 grant renewal from the Grammy Award-winning band Metallica’s foundation, All Within My Hands (AWMH). The award follows an initial grant of $100,000 issued last year and will continue supporting students in the college’s Culinary Arts, Dental Hygiene and Fire Academy programs as the band continues its multimillion-dollar investment in critical workforce programs at community colleges nationwide.
SCORE: EFFICIENT INVENTORY MANAGEMENT WITH QUICKBOOKS ONLINE
September 3 @ 10:30 am
Discover how to manage your inventory efficiently using QuickBooks Online. Accounting Expert & QuickBooks Online ProAdvisor, Juliana Ramirez from JR Bookkeeping will demonstrate how to track inventory levels, set up reorder points and analyze inventory costs to maximize profitability.
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“We are thrilled that Kevin Costner is our opening act and rounds out an incredible line-up of entertainment across the musical spectrum,” said Kirsten Cavendish Weston Smith, One805 Co-Founder and CEO. “Kevin has been such a huge asset and partner to One805and our local first responders as a board member and with his annual “donation” of his incredible property for our One805Live! event. “His generosity has been remarkable and now, he is literally lending his ‘voice’ to the cause!” said Cavendish Weston Smith.
SBA: WOMEN OWNED SMALL BUSINESS OFFICE HOUR FOR RFIS
August 27 @ 8:30 am
Do you have a Request for Information (RFI) from the WOSB Certification Review team? The Women-Owned Small Business Program is excited to announce a new webinar series: WOSB Office Hour for RFIs! This series is intended for applicants who have applied to become WOSB/EDWOSB certified and who have received a Request for Information (RFIs) from the certification review team but are unsure of how to proceed in responding to the RFI. Participants will have the opportunity to ask questions in an open forum about responding to RFIs from members of the WOSB Program staff. Sessions will be held virtually every Tuesday and Thursday at 8:30 am.
VENTURA COUNTY — The Ventura County Biotech Trade Delegation reaches a significant milestone as it wraps up its successful visit to India. Initiated by Ventura County District 2 Supervisor Jeff Gorell and organized in collaboration with BioScience Alliance Founder and Chairman Brent Reinke, EDC Small Business Development Center (SBDC) Director Dr. Ray Bowman and EDC SBDC Trade Specialist Simona Filip Racek, CGBP, this mission profoundly strengthens ties between Ventura County’s thriving biotech sector and India’s rapidly expanding biotechnology market.
The mission was made possible with support from the U.S. Commercial Service Offices in Ventura County, New Delhi, Bengaluru and Hyderabad, the California Governor’s Office of Business and Economic Development and the Organization of Women in International Trade Orange County.
IN-PERSON EVENT: SCORE VENTURA COUNTY IN-PERSON EVENT:THE BUSINESS MODEL CANVAS- A FASTER WAY TO A BUSINESS PLAN
August 21 @ 8:30 am
Join SCORE Ventura County for a dynamic workshop on mastering the Business Model Canvas. This session begins with an exploration of essential business planning fundamentals. Following this, you’ll engage in a hands-on demonstration of the Business Model Canvas, a powerful graphical tool for crafting and refining business strategies. Participants will receive a blank Business Model Canvas template and will have the opportunity to complete it, time permitting, with guidance, during the workshop. Don’t miss this chance to learn practical skills that can help enhance your business planning and strategy execution. Reserve your spot today to unlock new insights and propel your business forward! Address: Thousand Oaks City Hall, Oak & Park Room, 3rd Floor, 2100 Thousand Oaks Blvd., Thousand Oaks, CA 91362.
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VENTURA — In a June 17 meeting, the Ventura College Foundation Board of Directors approved three new board members for the 2024-25 term.
One of the new board members is Dr. Claudia Lourido-Habib, president of Ventura College, who began her tenure at the college earlier this month.
“I’m so excited to be part of both the college and the foundation,” says Lourido-Habib. “These two arms of education have had a strong partnership for 40 years since the foundation began. As the college heads towards its 100th anniversary in 2025, we’ll continue to work together to remove educational barriers and give students the tools and hope they need to succeed.”
SACRAMENTO — Assemblymember Jacqui Irwin is pleased to announce the Governor’s signing of AB 1779, which restores a lapsed jurisdictional law (Penal Code 786.5) allowing county prosecutors to charge related incidents of Organized Retail Theft (ORT) in a single county superior court. AB 1779 was part of the Assembly’s bi-partisan “Californians Together Against Retail Crime” bill package addressing issues related to theft and drug offenses.
One of the greatest frustrations of modern life is trying to unsubscribe from a paid service that is intent on not making it easy for you. To cancel a particular service that you no longer wish to receive, you may be forced to jump through several hoops that are only two feet wide, ablaze with shooting flames, and 60 feet above the ground.
Some companies providing services that, supposedly, we can “unsubscribe from at any time” make it excruciatingly difficult for us to do so. Their hope, of course, is that we become so flustered that we simply give up and decide to march on to fight another battle somewhere else in our lives.
SANTA BARBARA — On Monday, August 12, 2024, Congressman Salud Carbajal joined Leah Stokes from Rewiring America, Rincon Plumbing, Community Environmental Council (CEC), and Tri-County Regional Energy Network (3C-REN) to celebrate the clean electric upgrades at the home of Santa…
In each of our quarterly Livable Community Newsletters written since the publishing of the 2023 State of the Region Report, we have spent major effort to dive into specific topics offered. For this quarter we decided to look into the State of the Region through the lens of the livable community’s 3 Es, and stress the coordination of key topics that must integrate to truly understand the functioning of our complex county. We believe that each topic must be explored in a “give and take” approach that is required to produce long term results.
Let us know what you think about this.
Thanks,
Stacy Roscoe
SANTA BARBARA — The non-profit Teacher’s Fund has launched its annual Back to School Supplies Drive with the goal of raising $75,000 to purchase educational supplies for Santa Barbara-area teachers and students.
This year’s fundraising drive launches August 20 and runs through September 20. Anyone interested in donating to the drive can do so here http://www.tfsuppliesdrive.com/. Donors can contribute to specific items requested by teachers or submit a general donation. Common teacher wish list items include STEM supplies, learning toys, art supplies, electronics, and classroom furniture.
Alternatively, individuals and organizations can sponsor the supplies drive. Sponsorship levels start at $250 and include social media mentions and entries for the chance to win one of numerous prizes and other recognitions.
“We are incredibly grateful for the support from the Communities for a New California Education Fund and CAL OES,” said Primitiva Hernandez, Executive Director of 805UndocuFund. This grant will significantly enhance our ability to prepare and protect our immigrant communities against extreme weather events. By mobilizing, educating, and empowering our Latine community, we can build a more resilient future for all.”
SCORE: STARTING A BUSINESS: WHAT YOU NEED TO KNOW
August 17 @ 10:00 am
This is a valuable workshop if you are considering starting a new business or have recently started one. Starting a Business: What You Need to Know cuts through the confusion and chaos of what you need to do and think about to start a business. In just 2 hours, you will gain a clear understanding of all the legal requirements for a start-up business, as well as actions that are simply smart to do. Some of the key topics covered include naming your business, licenses and taxes, insurance, financing sources, elements of a business plan and marketing considerations. You will also hear how SCORE can help you succeed in your new venture.
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Tools for School is a free event for Housing Authority youth and families aimed at providing academic and other school-related resources to families in advance of the new school year. Over 20 local youth-serving agencies attend the event, providing important resource information to families. Free backpacks filled with school supplies are provided to Housing Authority youth through a generous grant and strong partnership with U.S. Bank.
SANTA PAULA — “Bubbles,” a three year-old male pitbull, was relinquished by his owners over the weekend, because he was slowly starving to death, over almost a month. Suffering from malnutrition and severely dehydrated, he was surrendered to Santa Paula Animal Rescue Center, (SPARC.)
SPARC medical staff took X-rays and discovered that the dog had blockages in his throat and gastrointestinal tract and immediately transported Bubbles to an emergency veterinary clinic in Ventura, where he was placed in the intensive care unit (ICU) for lifesaving care.
…Post surgery, Bubbles’ healing and recovery will take several weeks and he will be confined to his kennel, taking very short, leash walks a few times per day. He’s hoping to find a foster home to give him the TLC he will need.
The California Competes Tax Credit (CCTC) is an income tax credit available to businesses that want to locate in California or stay and grow in California. Businesses of any industry, size or location compete for over $180 million available in tax credits by applying in one of the three application periods each year. Applicants will be analyzed based on fourteen different factors of evaluation, including number of full-time jobs being created, amount of investment and strategic importance to the state or region.
Application Period Timeline: For fiscal year 2024-2025, GO-Biz will accept applications for the California Competes Tax Credit during the following periods:
July 22, 2024 – August 12, 2024
January 6, 2025 – January 27, 2025
February 24, 2025 – March 10, 2025
SCORE: FUND YOUR BUSINESS WITH SPONSORS, EVEN IF YOU’RE JUST STARTING OUT
August 6 @ 10:00 am
Would you like to do what you love and have someone else foot the bill? Have you considered corporate sponsors for your business, show, book, charity, speaking engagements or events? If you answered yes to any of these questions, this webinar is for you! America’s most successful companies partner with sponsors. Why not you? Linda Hollander can help. She is the author of the #1 best-selling book Corporate Sponsorship in 3 Easy Steps and the CEO of Sponsor Concierge. Linda has consulted with many entrepreneurs to help them profit from the awesome power of corporate sponsors and has 20 years of experience in business. Her corporate sponsors have included Microsoft, Wells Fargo, Epson, Citibank, Fed Ex, Health Net, Southwest Airlines, Bank of America, Staples, American Airlines, Walmart and IBM.
CLICK HERE TO REGISTER
Whether you prefer in-person sessions or the convenience of webinars, we’ve got you covered. Join us for an enriching experience where you can not only learn valuable homebuying information but also connect with industry professionals who are eager to help you on the road to homeownership.
SANTA BARBARA — The 805 CoWorking Collective welcomes Flow Community Workspace in Santa Maria as its newest member, further expanding the network of coworking spaces available to professionals on the Central Coast. “By joining the 805 CoWorking Collective, Flow is…
Congrats to Shengyu Meng, Yoshino Toi, and all of our fellow finalists on their amazing performances!
Thank you to our adjudicators, Gabriel Campos Zamora, Jeremy Geffen, and Rita Sloan.
Shengyu and Yoshino will each receive the Grand Prize of a $5,000 cash award and digital assets for career promotion.
SBA: INTRO TO CYBERSECURITY
August 5 @ 10:00 am
Empower your small business with a deep dive into cybersecurity basics at SBA’s upcoming Introduction to Cybersecurity event. Discover practical strategies to protect your business online. Join SBA for insights tailored to small businesses, ensuring your digital assets are secure. Do not miss out on the chance to boost your digital security knowledge. SBA programs and services are extended to the public on a nondiscriminatory basis. For reasonable accommodation requests, please email LADO@SBA.GOV at least 7 days in advance.
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COUNTY OF SAN LUIS OBISPO – At 5PM on Friday, July 26, pre-applications will close for Tiburon Place: new affordable housing from People’s Self-Help Housing (PSHH). The pre-application is accessible in English and Spanish at pshhc.org/TIB
Tiburon Place, located in the City of San Luis Obispo, will be comprised of 68 apartments, including studio, one, and two bedroom units. This three-story, three-building con?guration with a community room, outdoor courtyard, and playground, will serve individuals and families making at or below 60% of the Area Median Income, as well as populations with special needs. Residents will also have access to onsite property management, and service-enriched support. Eligibility is based on income requirements and occupancy limits. Section 8 vouchers are welcomed.
VENTURA — This weekend, at the second annual Voices of Hope Gala, the Ventura County Family Justice Center Foundation (VCFJC Foundation) successfully concluded their 2024 fundraising campaign ahead of August’s Camp HOPE, raising nearly $275,000. During the Gala, held at the scenic Zachari Dunes, three local honorees were awarded for their contributions to family justice in Ventura County – Hero of the Year, Co-Director of Anacapa Surgery Associates, Dr. Thomas Duncan; Champion of the Year, Ventura County Superior Court Judge, the Honorable Brian J. Back (ret.); and Community Advocate of the Year, Ventura County Community Foundation. During a particularly memorable moment, survivors of family violence and trauma shared their stories of resilience in their own voices, an emotional and inspiring reminder of hope for an audience that included local leaders, elected officials, and community changemakers.
SBA: WOMEN OWNED SMALL BUSINESS OFFICE HOUR FOR RFIS
July 25 @ 8:30 am
Do you have a Request for Information (RFI) from the WOSB Certification Review team? The Women-Owned Small Business Program is excited to announce a new webinar series: WOSB Office Hour for RFIs! This series is intended for applicants who have applied to become WOSB/EDWOSB certified and who have received a Request for Information (RFIs) from the certification review team but are unsure of how to proceed in responding to the RFI. Participants will have the opportunity to ask questions in an open forum about responding to RFIs from members of the WOSB Program staff. Sessions will be held virtually every Tuesday and Thursday at 8:30 am.
CLICK HERE TO REGISTER
The California Competes Tax Credit (CCTC) is an income tax credit available to businesses that want to locate in California or stay and grow in California. Businesses of any industry, size or location compete for over $180 million available in tax credits by applying in one of the three application periods each year. Applicants will be analyzed based on fourteen different factors of evaluation, including number of full-time jobs being created, amount of investment and strategic importance to the state or region.
Effective Wednesday, July 17, 2024, the Santa Barbara County Sheriff’s Office has cancelled additional Evacuation Orders and Warnings while maintaining orders and warnings in areas unsafe for the public.
Evacuation Orders and Warnings CANCELLED for:
Areas south of the fire perimeter
The following areas remain under an EVACUATION ORDER:
Area between the western fire perimeter and the Los Padres National Forest Fire Area Closure
Area east of La Brea Creek and Forest Route 10N06, south of the Los Padres National Forest boundary, and north of the Sisquoc River
The following areas are under an EVACUATION WARNING:
Area east of Kelly Canyon, north of Sisquoc River, west of La Brea Creek and Forest Route 10N06, and south of the Los Padres National Forest
Let’s all give our collective praise to our firefighters and emergency personnel, who have made significant progress fighting the Lake Fire. As of yesterday evening, the Lake Fire is now 38% contained.
The Santa Barbara County Public Health Department and the Santa Barbara County Air Pollution Control District (APCD) have lifted the Air Quality Alert in the Santa Ynez Valley. The Air Quality Watch will remain in place countywide, and air quality conditions are forecasted to be good to moderate throughout the county
A number of evacuation orders and warnings have been canceled. When returning home, it is important to exercise caution, as public safety and utility vehicles continue to perform operations in the area.
SCORE: FUND YOUR BUSINESS WITH SPONSORS, EVEN IF YOU’RE JUST STARTING OUT
July 16 @ 10:00 am
Would you like to do what you love and have someone else foot the bill? Have you ever considered corporate sponsors for your business, show, book, charity, speaking or events? If you answered yes to any of these questions, this webinar is for you! America’s most successful companies partner with sponsors. Why not you? Linda Hollander can help you. She is the author of the #1 best-selling book, Corporate Sponsorship in 3 Easy Steps, and Sponsor Concierge’s CEO. Linda has consulted with many entrepreneurs to help them profit from the incredible power of corporate sponsors and has 20 years of experience in business. Her corporate sponsors have included Microsoft, Wells Fargo, Epson, Citibank, Fed Ex, Health Net, Southwest Airlines, Bank of America, Staples, American Airlines, Walmart and IBM.
CLICK HERE TO REGISTER
VENTURA COUNTY — The most recent Workforce Development Board Meeting featured an election of new officers with Laura Martinez, elected as Chair, and Byron K. Ward, elected Vice Chair by their fellow Board Members.
Martinez has a strong background in Business Development, HR, and Strategic Planning across multiple business sectors, as well as having served in the US Air Force. She is the Founder & CEO of HR Force, her consulting firm specializing in HR architecture and serving as strategic partners in building HR departments from inception to alignment with organizational vision and strategic objectives.
“I am excited about the opportunities ahead for us as a team [the Workforce Development Board],” Martinez said. “Together, we can continue to make a real difference in our community by fostering economic growth, addressing workforce challenges, and creating meaningful opportunities for workforce development.”
VENTURA — The Ventura City Council unanimously adopted a balanced $531 million operating and capital budget for Fiscal Year 2024-25 following the City’s annual budget hearing at its meeting on June 25. The budget outlines significant investments to maintain and…
“City National Bank and the McCune Foundation are forward-thinking leaders in our community, and we could not sustain the work we do without their support, year after year,” said Housing Trust Fund Ventura County CEO Linda Braunschweiger. “Great investment partners are essential as we continue on the road to providing affordable housing for all.” Housing Trust Fund’s Community Impact Note provides a modest financial return for investors who in turn are helping to solve the affordable housing crisis in Ventura County, which was recently reported as the least affordable metropolitan area to live within the United States.
