Category: Finance

Bilingual report — Economic Development Collaborative (EDC) — Office of Veteran’s Business Development

Year round the EDC offers support to our local veterans who wish to start a business or have an existing business. The EDC offers programs designed to assist businesses in key areas with one-on-one technical advising through the EDC Small Business Development Program (EDC SBDC). In partnership with the Small Business Administration, the EDC SBDC provides entrepreneurs with high level business consulting at NO-COST. For more information on the programs and services the EDC provides CLICK HERE.

For guidance with starting a business or getting guidance with an existing business please call

Oxnard College Awarded $3 Million to Support Latino and Low-Income Students

Oxnard College has received a $3 million federal Title V grant to boost enrollment and provide support for equitable student outcomes among Latino and low-income students as they pursue their college and transfer goals.

Hispanic-Serving Institutions (HSI) throughout the country applied for the competitive grant, which will be distributed over a five-year period. The grant is directed by the U.S. Department of Education’s Developing Hispanic-Serving Institutions Program (DHSI).

“Over the last decade, the U.S. Department of Education has placed its faith in Oxnard College by awarding our institution seven competitive grants totaling nearly $30 million to better serve our community’s Latino and underrepresented students,” shared Oxnard College’s Acting President Oscar Cobian. “This most recent grant will transform our students’ lives by helping them thrive academically and transfer to four-year institutions.”

CSUCI receives more than $200,000 for two programs promoting equity for underserved student populations

CSU Channel Islands (CSUCI) is one of 17 CSU campuses tapped to receive California State University HSI Community Grants, part of a CSU-wide initiative of the Global HSI (Hispanic-Serving Institution) Equity Innovation Hub (EIH).  

CSUCI’s “Channel Your Potential” initiative received $136,989 and a new program called “Serving Black Students” was awarded $64,460.  

The CSUCI grants were a portion of the more than $2 million awarded to the 17 CSU campuses. The grants will support CSU programs that inspire the next generation of creators and innovators to pursue high-demand careers in STEM (science, technology, engineering, and math) and the creative and tech industries. 

Ventura County Credit Union earns Low Income Designation

Ventura County Credit Union is now officially a Low Income Credit Union (LICU). This Low Income Designation, granted by the California Department of Financial Protection and Innovation, demonstrates VCCU’s commitment to supporting the underserved.

To receive Low Income Designation, a credit union must show that at least half of its membership is at or below the 80th percentile of area’s median income. Other factors that helped VCCU earn this designation include the financial support provided by both the credit union and its foundation, as well as VCCU’s financial education efforts, partnerships with organizations like MICOP and the Mexican Consulate, and designation as a Juntos Avanzamos credit union.

Bilingual report — Workforce Development Board of Ventura County — Start an Apprenticeship Career!

The Workforce Development Board of Ventura County (WDBVC) and America’s Job Center of California are celebrating National Apprenticeship Week on November 14th, 2022.

“This open house is a fantastic opportunity for anyone considering an apprenticeship career. They can meet representatives from Laborers Local 585 LiUNA, Tri-Counties Sheet Metal Workers JATC, Iron Workers, International Brotherhood of Electrical Workers (IBEW), and ask questions,” said Rebecca Evans, Executive Director WDBVC. “Apprenticeships combine hands-on paid work experience with help and instruction to prepare workers for highly-skilled and well-paid careers”

Moorpark College Partners with National Centers for Inquiry and Improvement on Student Financial Stability Initiatives 

Click here to read in web browser.  Moorpark student financial stability profile featured on NCII website MOORPARK — To address barriers impacting students’ success, Moorpark College partnered with the National Center for Inquiry and Improvement (NCII) to conduct an exhaustive,…

Economic Development Collaborative (EDC) free webinar schedule

SBA: ACCOUNTING AND BOOKKEEPING TIPS TO WRAP UP YEAR-END

November 8 @ 10:30 am

November and December are some of the busiest months for small business owners. With the holiday shopping season in full swing, it can be easy to get caught up in managing the day-to-day sales and operations. But taking the time to wrap up the year thoughtfully can significantly impact next year. Get a jump start on your year-end checklist and avoid stress by learning how to wrap up your business from Accounting Expert Juliana Ramirez of JR Bookkeeping. Through an interactive webinar, she will share a checklist of tasks you can follow and discuss accounting and bookkeeping tips that can be applied to your small business. Come prepared with your specific questions.

Economic Development Collaborative (EDC) Free Webinar Schedule

SBA: VETERAN ENTREPRENEUR TRAINING

October 31 @ 11:00 am

Like all successful missions, small business ownership and growth starts with training. This workshop will empower service members, veterans, National Guard and Reserve members and military spouses with entrepreneurial trainings and resources right in their local community. Specialized training programs for women veterans, service-disabled veterans and veterans interested in federal procurement will also be discussed.

CLICK HERE TO REGISTER

Clinicas del Camino Real, Inc. Invites Job Seekers to Fall Career Fair on Nov. 2

The Clinicas del Camino Real, Inc. Human Resources Department will host a Fall Career Fair on November 2nd from 2 pm to 6 pm. The Fall Career Fair will offer on- site interviews and conditional offers to qualified candidates.

The Job and Career Fair will take place outside in the parking lot of the Clinicas del Camino, Real, Inc.-El Rio Health Center: 2600 E. Vineyard Ave. Oxnard, CA 93036.

We have job opportunities in a variety of career areas in many of our 16 locations and departments: Patient Services Representatives, Medical Assistants, Dental Assistants, Licensed Vocational Nurses, Health Education Specialists, Mental Health Clinicians, Health Center Managers, X-Ray Tech & more!

Teacher’s Fund Celebrates a Milestone: $2 Million in 20 Years Raised for Local Schools

SANTA BARBARA — The Teacher’s Fund celebrated its 20th year by hitting a significant milestone thanks to strong community support during its annual Back-to-School Drive: the non-profit serving Santa Barbara-area educators surpassed the $2 million mark. The Teacher’s Fund set an…

Santa Barbara County Food Action Network Fall Newsletter

Fall is in the air across Santa Barbara County. Winter squash’s orange and yellow hues abound at farmers’ markets, farm stands, and local food retailers. Farmers are milling locally-grown grains harvested in the summer, and local ranchers are raising turkeys for the holidays. Fishermen recently showcased the abundance of sustainably harvested, high-quality seafood at the 19th Annual Harbor and Seafood Festival.

From the mobile farmers’ market to shared agricultural equipment, food system changemakers across the Lompoc Valley are addressing critical needs by fostering community and developing food system infrastructure. As you’ll read in our latest regional highlight on the Lompoc Valley, farmers, ranchers, farmers’ market managers, food business owners, and educators alike are accelerating community-led solutions to build a more equitable, closed-loop food system.

As the seasons change, there are a number of opportunities to get involved in the Santa Barbara County food system. See below for more updates on how our region is building resilience, upcoming events to make new connections, and funding for your next project. 

Bilingual report — Oxnard Receives 5th S&P Credit Rating Upgrade in Past Year

As a testament to Oxnard’s strong financial footing, Standard and Poor’s Global Ratings (S&P) upgraded the City’s Issuer Credit Rating from “A” to “A+” on October 26, 2022. The report also revised its long-term rating on the City’s lease revenue bonds from “A-” to “A”, the City’s Gas Tax Bond from “A+” to “AA-” and assigned a “stable” outlook to all three.  

The City has made steady progress improving its ratings in recent years. The new S&P ratings mark Oxnard’s 5th upgrade by S&P in just the last 12 months. As shown in the table below, ratings were also increased by one notch on the wastewater fund earlier this year, and the outlook on the water bonds was moved to “positive” from “stable.”  

Bilingual report — Economic Development Collaborative (EDC) Honoring National Women’s Small Business Month

The Economic Development Collaborative would like to recognize National Women’s Small Business Month. The EDC has supported over 300 Women owned small businesses this year alone and has helped generate over 100 jobs. The EDC is dedicated in supporting women with achieving their business goals.

The EDC is proud to support the community by providing professional technical assistance in English and Spanish through our Small Business Development Center. Our NO-COST advising areas include:

Start-up Guidance
Marketing & Branding
International Trade

Bilingual report — Economic Development Collaborative (EDC) — 411 Labor Market Report

Labor Market Report for September 2022

The California Labor Market Information Division (LMID) released its September 2022 report on Friday, the overall data showing some positive change, including a net gain of 2,100 industry jobs and an improvement in the unemployment rate, from 3.5% in August to 3.3% in September.

Most encouragingly, the improvement in the unemployment rate came as a result of a gain by 3,100 more workers reporting employment and, happily, by a decline of 900 workers reported as unemployed. 

Or put another way, our unemployment rate improved not because workers were dropping entirely out of the labor market (as has been the case for several recent months), rather, as we so strongly prefer, because more workers were taking jobs. This is good both for workers and their earnings as well as for employers who have been struggling to find workers to take their jobs. That noted, the gains varied widely across the key industry sectors. We’ll share more on how that played out by industry in our comments below. For the official September data, click here.

Economic Development Collaborative (EDC) Free Webinar Schedule

SBA: HOW TO START A BUSINESS

October 25 @ 10:00 am

Are you interested in starting a business? If you are please join the Small Business Administration (SBA) Los Angeles District Office for a virtual workshop to learn about SBA’s 10 Step Guide on How to Start a Business. This virtual workshop targeted to new entrepreneurs. Topics covered from creating a business plan, finding capital, registering your business, getting necessary permits and/or licenses and getting a business bank account. This is a great opportunity to get any questions you may have answered and find out about the multiple resources available to help you. 

Bilingual report — Economic Development Collaborative (EDC) — Uplift Central Coast Coalition Secures $5 Million Planning Grant for Six-County Region

The Uplift Central Coast Coalition is excited to announce that we have been awarded the $5 million grant through California’s Community Economic Resilience Fund (CERF). We are excited for the opportunity to drive a 2-year planning process to create an inclusive economic development plan for the six Central Coast counties of Santa Cruz, San Benito, Monterey, San Luis Obispo, Santa Barbara and Ventura, with a focus on equity, sustainability, job quality, economic competitiveness and resilience.

Museum of Ventura County — Tribute Donations

The Museum deeply appreciates these thoughtful gifts of tribute
that sustain the legacy of the Museum’s mission.

The following names in bold are those being honored or memorialized,
while the names underneath them are the generous donors giving to
the Museum of Ventura County in their name.

SBCC celebrates grand opening of Dream Center during Community Colleges’ Undocumented Student Week of Action

Santa Barbara City College celebrated the grand opening celebration of the SBCC Dream Center in the Campus Center on its main campus (721 Cliff Dr.), Wednesday, Oct. 19. The Dream Center is a space where undocumented students can receive legal assistance, academic assistance, financial assistance, access to community resources and more.

As part of SBCC’s Office of Equity, Diversity and Cultural Competency, the Dream Center hosted a number of activities and events in recognition of the California Community Colleges system-wide Undocumented Student Week of Action, Oct. 17-20. On Tuesday, Oct. 18, Rafael Agustín was on hand for an in-person keynote speech and book signing. An award-winning television writer (“Jane the Virgin”), Agustín is also the author of “Illegally Yours: A Memoir,” a funny and poignant book about how as a teenager, he accidentally discovered he was undocumented and how that revelation turned everything he thought he knew about himself and his family upside down.

On 50th Anniversary, Community Environmental Council Launches Largest Capital Campaign in its History $15 Million “Protect Our Climate Campaign”

SANTA BARBARA — Community Environmental Council (CEC) CEO/Executive Director Sigrid Wright on Oct. 20 announced the public launch of Protect Our Climate: CEC’s 50th Anniversary Reverse, Repair, Protect Campaign – a $15 million fundraising campaign that will bolster CEC’s work to confront the climate crises. 

Until Thursday, the $15 million campaign had been in a quiet phase, during which CEC leadership ensured a strong foundation and resources for a  successful campaign. The campaign comes at a pivotal time when  state and federal climate policy is dramatically accelerating; the success of those laws depends on local and regional implementation.  The action by the California Legislature and the federal government’s recent passage of the Inflation Reduction Act provide the strongest tailwinds for climate progress that the United States has ever experienced. 

Economic Development Collaborative (EDC) — Golden State Education and Training Grant Program

The Golden State Education and Training Grant Program (GSETGP) supports Californians who lost their jobs due to the COVID-19 pandemic with a one-time grant of $2,500 to reskill, up-skill and access educational or training programs to get back into the workforce.

Eligible Applicants:

Were displaced from employment due to the COVID-19 pandemic. To be a displaced worker, individuals would have to had lost their jobs completely, and not just experience a decrease in wages or business

Were not enrolled in a training program or institution of higher education at the time they were displaced from employment

Have been unable to obtain employment that provides an average monthly wage that is equal to or greater than the average monthly wage received from their employment prior to the COVID-19 pandemic

Bilingual report — Ventura College Foundation Acepta Solicitudes de Becas para El Año Escolar 2022-23

The Ventura College Foundation is now accepting scholarship applications for the 2022-23 school year. The deadline for application submissions is January 20, 2023. 

Students currently enrolled at Ventura College in the 2022-2023 academic year, who have completed at least six credits by the end of Fall 2022 semester, are eligible to apply. Units earned in previous semesters at Ventura College count towards the unit requirement.

“We recently lowered the minimum number of credits from 12 to 6 so many part-time students now qualify to apply,” says Anne Paul King, Ventura College Foundation executive director. “Many of our students work full time and have family commitments that prevent them from taking a full class load. Our new credit policy opens eligibility to these students.” 

Family Self-Sufficiency (FSS) Program Honors 17 Graduates for Achievements by Housing Authority at Presidio Springs

This year, the Housing Authority of the City of Santa Barbara (HACSB) honored 17 Family Self-Sufficiency (FSS) Program graduates on October 17, 2022 at 5:00 p.m. in the Presidio Springs community room located at 721 Laguna Street. Eight out of the 17 graduates attended the event.

The Family Self Sufficiency Program (FSS) is a voluntary five (5) year program in which an Individual Training and Services Plan is developed with each participant to design a clear path of specific goals and objectives in order to achieve living wage employment and gain economic self-sufficiency. It is available to families who are part of the Section 8 Housing program.

Economic Development Collaborative (EDC) free weekly webinar schedule

VENTURA COUNTY SCORE: LEGAL STEPS TO START A BUSINESS

October 19 @ 10:30 am

Starting a business can be an exhilarating time, where everything seems full of potential and purpose. But navigating the logistics of launching a business can be daunting, so that clients may turn to you with many questions about the process. In this session, Nellie Akalp of CorpNet.com will outline the steps necessary to legally start a business and get up and running on the right foot. 

CLICK HERE TO REGISTER

Cal Lutheran receives nearly $3M in grants to increase retention and completion rates among Hispanic and low-income students, and help prepare them for careers

California Lutheran University was awarded $2,967,668 in grants from the U.S. Department of Education to help students with career pathways and professional development.

A five-year grant worth $2,807,976 for the Vocational Identity and Talent in Academic Learning (VITAL) program, will help to increase retention and completion rates among Hispanic and low-income students, and help prepare them for careers. As part of the university’s mission as a federally designated Hispanic-Serving Institution (HSI), the grant “will bring us nearer to closing equity gaps at Cal Lutheran,” said Maria Thayer, the school’s director of HSI and DEIJ (diversity, equity, inclusion and justice) initiatives.

The grant was funded through the Title V Developing Hispanic-Serving Institutions (DHSI) Program, which provides grants to assist HSIs to expand educational opportunities for, and improve the attainment of, Hispanic students. Cal Lutheran is one of only 171 private, four-year HSIs in the country.

Public Memorial Planned and Scholarship Fund Established to Honor Supervisor Carmen Ramirez to be held Oct. 15

A Celebration of Life event to honor Supervisor Carmen Ramirez will take place on Saturday, October 15, 2022, at 3:00 pm at Pacifica High School’s Outdoor Stadium located at 600 E. Gonzales Road, Oxnard, CA 93036. Community members are invited to attend to honor Supervisor Ramirez’s life and legacy. Doors open at 2:00 pm.

Bilingual report — County of Ventura Public Works Agency meeting of Oct. 20 — El Rio Spoke — VCPWA Listented

In 2020 El Rio citizens voted for their most needed community improvements to help win a grant handled by Ventura County Public Works Agency.?? 

El Rio residents are being requested to attend an important bi-lingual meeting October 20th, 2022, from 6:30 to 7:30 pm at Rio Del Valle Middle School Auditorium. The Roads & Transportation team will present the project and will have exhibits showing the proposed improvements. This key meeting will also discuss RIGHT OF ENTRY permits which will be signed by the residents to allow work to proceed in their yard, install sidewalks, and build better drainage.? 

Economic Development Collaborative (EDC) free webinar schedule

SBA: INTRO TO GOVERNMENT CONTRACTING

October 11 @ 10:00 am

This webinar will provide an overview of SBA programs and services, with an emphasis on SBA’s federal contracting resources! Government contracts are a tremendous financial opportunity for small businesses, and the U.S. government is the largest customer in the world. It buys all types of products and services — in both large and small quantities — and it’s required by law to consider buying from small businesses. The SBA has several contracting assistance programs, and federal contracting resources available to assist entrepreneurs. This is a great opportunity to get any questions you may have answered and find out about the multiple resources available to help you on your way to small business success.

CLICK HERE TO REGISTER

SBCC ranks in top tier of schools with students studying abroad as Gilman Scholars

On Oct. 6, 2022, the U.S. Department of State recognized Santa Barbara City College (SBCC) as one of the U.S. colleges and universities that sent the most scholars abroad through the Benjamin A. Gilman International Scholarship Program during the academic year 2020-2021. The Gilman Scholarship expands access and equity in study abroad and international internship opportunities among U.S. undergraduate students with high financial need.

“In recognizing the top institutions with students studying abroad as Gilman Scholars, the United States continues to prioritize its commitment to provide access and equity to international experiences for all Americans,” said Lee Satterfield, Assistant Secretary of State for Educational and Cultural Affairs.

Bilingual report — Economic Development Collaborative (EDC) — EXTENDED: 2022 COVID-19 Supplement Paid Leave

UPDATE: On September 29, 2021 Governor Newsom signed Assembly Bill 152 into law, extending Supplemental Paid Sick Leave through December 31, 2022. This extension does not allocate additional hours of leave.

2022 COVID-19 Supplemental Paid Sick Leave (SPSL) took effect on February 19, 2022. This SPSL is only applicable to employers, public or private, with 26 or more employees. Smaller employers will not be covered but may be covered by local supplemental paid sick leave ordinances.

Cal Lutheran guarantees UC price-matching

California Lutheran University’s Public Price Promise program is now guaranteed for new students from California high schools and colleges who meet GPA requirements. The nearly $30,000 scholarships, which award first-year and transfer students the difference in average cost of attendance between Cal Lutheran and UC undergraduate campuses, offer a private education at a public price.

“We want to become accessible to as many California students as possible,” said Falone Serna, Cal Lutheran dean of admission and outreach. “This scholarship makes us a great option for California students and families who have budgeted for in-state tuition but want the benefits of a private education such as smaller classes and lower faculty-to-student ratios.”

Bilingual report — Economic Development Collaborative (EDC) — Director of Lending Celebrates His 10th Year With the EDC

Marvin Boateng started with the Economic Development Collaborative (EDC) as the Director of Lending in 2012. He oversees all of the EDC’s small business loan programs. In 2013, Marvin was recognized by the Pacific Coast Business Times “40 under 40” for his passion for public service. Marvin is an African American Board Leadership Institute Alumna (AABLI), a certified Economic Development Financial Professional (EDFP), and a Certified Valuation Analyst (CVA). Marvin earned a double bachelor’s in African American Studies and Economics from California State University, Northridge, and a Master’s in Public Policy and Administration (MPPA) from California Lutheran University. Mr. Marvin Boateng is a founding Board Member of the Black Cooperative Investment Fund in Los Angeles, California, and Chair of the Sampa Community Educational Project in Ghana, West Africa.

Congratulations, Marvin, on 10 Years with the EDC! We are incredibly grateful for your commitment to the region.

Action Week Focuses on Working Together to Support Undocumented College Students

Approximately 75,000 undocumented students are enrolled in California public and independent colleges and universities, according to the California Undocumented Higher Education Coalition. To assist these students in their journey, the Ventura County Community College District joins California Community Colleges and statewide partners for the sixth annual Undocumented Student Action Week (USAW), Oct. 17-21.

This year’s theme is “Juntos Podemos (Together, We Can): Collaborative Ecosystems that Support Undocumented Students.” During USAW, Moorpark, Oxnard and Ventura colleges will focus on advancing best practices, ensuring authentic, campuswide collaboration and advocating for policy solutions to support long-term success.

San Luis Obispo County Office of the Assessor releases 2022-2023 Annual Report

I am very pleased to present the Annual Report of the Office of the Assessor for 2022-2023. It is a great pleasure serving the people of San Luis Obispo County as assessor. This report provides information regarding the annual assessment roll and recognizes the accomplishments of our great staff.

The assessment roll covered in this annual report is a record-setting $67 billion, representing a 6.8% increase over last year.

Economic Development Collaborative (EDC) free webinar schedule

SBA: EIDL REGISTRATION, PAYMENTS AND MORE!

October 4 @ 11:00 am

With the COVID EIDL first payment date fast approaching, it is important that recipients of COVID EIDL know and understand the payment process. Join SBA Fresno District Office in this virtual workshop and learn the “How To” payment process for your business COVID EIDL Payments.

Cabrillo Economic Development Corp. (CEDC) — Gov. Newsom Announces Over $1 Billion in Housing Accelerator Awards

The Cabrillo Economic Development Corporation (CEDC) announced on Sept. 29 that it has been awarded $26,246,464 from a California Housing Accelerator grant from the California Housing and Community Development Department (HCD). The funding is part of the California Housing Accelerator Comeback Plan, which is designed to assist in ending homelessness and providing affordable housing.

“The quick, strategic investments the state has made through the California Housing Accelerator brings us another step closer to the 2.5 million homes needed by 2030, as outlined in our Statewide Housing Plan,” said Gustavo Velasquez, Director of the California Department of Housing and Community Development. “Just one year after Governor Gavin Newsom announced the California Housing Accelerator, HCD has helped partners unlock the ability to construct over 5,000 quality affordable homes that were stuck waiting for funding. Roughly 80 percent of all Accelerator units will be for extremely low to very low-income households and unhoused residents.”

U.S. Latino GDP now 5th largest in world Latino incomes surged due to work effort during pandemic

 Researchers from California Lutheran University’s Center for Economic Research and Forecasting and the UCLA David Geffen School of Medicine released the 2022 U.S. Latino GDP Report.

Highlights include the following:

The total economic output, or gross domestic product, of Latinos in the U.S. was $2.8 trillion in 2020, up from $2.1 trillion in 2015 and $1.7 trillion in 2010.

Rona Barrett Foundation Annual Fundraiser is Back on Oct. 9 with Love, Italian Style at The Sunstone Villa

 The Rona Barrett Foundation’s annual benefit event is set for a stunning new location after a three-year hiatus. Guests are invited to celebrate in style while supporting vulnerable seniors, at Love, Italian Style, hosted at the Sunstone Winery Villa in Santa Ynez from 4 p.m. to 7:30 pm on Sunday, October 9.

“We’re discovering our community is more eager than ever to join together around the important things in life, and ready to get out from behind our screens to do so in style,” said Tony Morris, Executive Director. “We’re grateful to our sponsors, volunteers and auction donors for setting the stage for Love Italian Style to be a great success.” 

Southeast Ventura County YMCA Raises $617,000; Honors Chuck and Melinda Carmichael At Its 4th Annual Gala

The Southeast Ventura County YMCA’s 4th Annual Gala raised $617,876 to support YMCA programs while honoring Chuck and Melinda Carmichael as the 2022 Joel and Frances McCrea Memorial Award recipient. The event, held September 17 at the Four Seasons Hotel in Westlake Village, welcomed nearly 300 guests. This was the first in person Gala since 2019 due to the pandemic.

“Chuck and Melinda Carmichael are longtime supporters of the Simi Valley Family YMCA,” says Ronnie Stone, Southeast Ventura County YMCA CEO. “The Y is one of many causes and organizations that receive their backing throughout our community. They inspire us all every day.”

Santa Ynez Valley Cottage Hospital Volunteer Services Awards $27,000 in Scholarships

Santa Ynez Valley Cottage Hospital (SYVCH) Volunteer Services has awarded nine $3,000 scholarships to local students who reside or work in the Santa Ynez Valley and plan to pursue college studies in health-related careers.

The scholarship awards totaling $27,000 are made possible through proceeds from the New to You Thrift Store in Solvang. New to You Thrift store is staffed entirely by Santa Ynez Valley Cottage Hospital volunteers who generously donate more than 16,000 hours of their time and talents each year to support the hospital.

Scholarship recipients were selected by SYVCH Scholarship Committee members Jacky Green, Martha Nedegaard, Brenda Loskamp and Susan Snekvik.